Help if you're worried about money

If you have debt

These are examples of debt that can cause stress if allowed to get our of hand

  • rent or Council Tax arrears
  • gas or electricity
  • credit or store cards
  • personal loans and overdrafts
  • owe friends and family
  • benefit repayments.

Options available to you

Here are some options that are available to your in your financial situation

Debt advice

Debt can happen to anyone. Free advice and support can help you find ways to manage your debts and reduce how much you pay each month.

The National Debt Helpline

Call 0808 808 4000

Open Monday to Friday 9am to 8pm

National Debt Helpline website

Christians Against Poverty

Call 0800 328 0006

Debt helpline open Monday to Thursday 9.30am to 5pm and Friday 9.30am to 3.30pm

Visit Christians Against Poverty website for more information.

Step Change

Visit Step Change website

Salvation Army Debt Advice

The Salvation Army Debt Advice Service offers free, impartial debt advice in person, email or over the phone. There are teams available in Gorgie, Granton and Newington but debt advice can also be provided by phone or email to anyone living in Edinburgh.

To get help please email

Illegal money lending

This video highlights the dangers of seeking money from loansharks. Don't let yourself become a victim to illegal money lending.

Getting help with these options

Get Help and Benefits Advice

Our help page gives essential contact information.