If you have debt
These are examples of debt that can cause stress if allowed to get our of hand
- rent or Council Tax arrears
- gas or electricity
- credit or store cards
- personal loans and overdrafts
- owe friends and family
- benefit repayments.
Options available to you
Here are some options that are available to your in your financial situation
Debt advice
Debt can happen to anyone. Free advice and support can help you find ways to manage your debts and reduce how much you pay each month.
The National Debt Helpline
Call 0808 808 4000
Open Monday to Friday 9am to 8pm
National Debt Helpline website
Christians Against Poverty
Call 0800 328 0006
Debt helpline open Monday to Thursday 9.30am to 5pm and Friday 9.30am to 3.30pm
Visit Christians Against Poverty website for more information.
Step Change
Salvation Army Debt Advice
The Salvation Army Debt Advice Service offers free, impartial debt advice in person, email or over the phone. There are teams available in Gorgie, Granton and Newington but debt advice can also be provided by phone or email to anyone living in Edinburgh.
To get help please email
- Newington and citywide residents contact Edinburghcitydas@salvationarmy.org.uk
- Granton residents Edinburghgrantondas@salvationarmy.org.uk
- Gorgie residents edinburghgorgiedas@salvationarmy.org.uk
Illegal money lending
This video highlights the dangers of seeking money from loansharks. Don't let yourself become a victim to illegal money lending.
Getting help with these options
Our help page gives essential contact information.
