Money advice and help with debt

Debt can affect anyone. Credit card debt, bank loans, rent or mortgage arrears can become big problems. There are ways to take away the stress of living with debt. 

The Advice Shop provides a free debt and money advice service that helps with

  • managing your debts more easily
  • advice about bankruptcy
  • dealing with rent arrears
  • representation at court
  • preventing getting into more debt.

We can help you use the Debt Arrangement Scheme free of charge. This could allow you to repay your debts over a longer period of time while protecting you from creditors.

Advice Shop opening times

The Advice Shop is open

  • Monday, Wednesday and Thursday 8.30am to 4.30pm
  • Tuesday 9.30am to 4.30pm  
  • Friday 8.30am to 3pm

If you cannot come to your appointment, please phone us as soon as possible. We can visit you at home if you are unable to come to the Advice Shop. If your first language is not English, or if you have difficulty with your hearing or speech, let us know so we can arrange an interpreter at your appointment.

Advice Shop telephone service times

Call 0131 200 2360

  • Monday, Wednesday and Thursday 8:30am to 5pm
  • Tuesday 10am to 5pm
  • Friday 8:30am to 3:40pm

Other debt and money advice

Access guidance on debt and financial issues on Scotland's Financial Health Service