Money advice and help with debts

Debt can affect anyone. Credit card debt, bank loans, rent or mortgage arrears can become big problems. There are ways to take away the stress of living with debt. 

We provide a free debt and money advice service that helps with

  • managing your debts more easily
  • advice about bankruptcy
  • dealing with rent arrears
  • representation at court
  • preventing getting into more debt.

We can help you use the Debt Arrangement Scheme free of charge. This could allow you to repay your debts over a longer period of time while protecting you from creditors.

Telephone opening times (0131 200 2360 / 0131 529 5000)

  • Monday, Wednesday and Thursday 8:30am to 5pm
  • Tuesday 10am to 5pm
  • Friday 8:30am to 3:40pm

Opening times

  • Monday, Wednesday and Thursday 8.30am to 4.30pm
  • Tuesday 9.30am to 4.30pm  
  • Friday 8.30am to 3pm

If you cannot come to your appointment, please phone us as soon as possible. We can visit you at home if you are unable to come to the Advice Shop. If your first language is not English, or if you have difficulty with your hearing or speech, let us know so we can arrange an interpreter at your appointment.

Other advice

Download debt advice outreach provision (PDF, 22KB)

Access guidance on debt and other financial issues on Scotland's Financial Health Service.

Other centres  

Community Ability Network 

72-78 Niddrie Mains Road, EH16 4BG.

Tuesdays between 10am to 4pm. To make an appointment call on 0131 661 3951.

Gorgie Citizens' Advice Bureau at Fountainbridge Library 

137 Dundee Street, EH11 1BG.

Mondays 10am to 4pm. To make an appointment call on 0131 474 8081. 

Dundas Street Citizens' Advice Bureau

58 Dundas Street, EH3 6QZ.

Tuesday 10am to 4pm. To make an appointment call on 0131 558 3681.

Pilton Citizens' Advice Bureau

661 Ferry Road, EH4 2TX

Wednesdays 10am to 4pm. To make an appointment call on 0131 629 3592.

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