Money advice and help with debts

Debt can affect anyone. Credit card debt, bank loans, rent or mortgage arrears can become big problems. There are ways to take away the stress of living with debt. 

We provide a free debt and money advice service that helps with

  • managing your debts more easily
  • advice about bankruptcy
  • dealing with rent arrears
  • representation at court
  • preventing getting into more debt.

We can help you use the Debt Arrangement Scheme free of charge. This could allow you to repay your debts over a longer period of time while protecting you from creditors.

Telephone opening times

Call 0131 200 2360

  • Monday, Wednesday and Thursday 8:30am to 5pm
  • Tuesday 10am to 5pm
  • Friday 8:30am to 3:40pm

Opening times

  • Monday, Wednesday and Thursday 8.30am to 4.30pm
  • Tuesday 9.30am to 4.30pm  
  • Friday 8.30am to 3pm

If you cannot come to your appointment, please phone us as soon as possible. We can visit you at home if you are unable to come to the Advice Shop. If your first language is not English, or if you have difficulty with your hearing or speech, let us know so we can arrange an interpreter at your appointment.

Other advice

Access guidance on debt and other financial issues on Scotland's Financial Health Service.

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