Help to manage your debts

Get money advice and help with debts

Debt can affect anyone.   Credit card debt, bank loans, rent or mortgage arrears can become big problems.  There are ways to take away the stress of living with debt.

We provide a free debt and money advice service that helps with

  • managing your debts more easily
  • advice about bankruptcy
  • dealing with rent arrears
  • representation at court
  • preventing getting into more debt.

We can also help you use the Debt Arrangement Scheme free of charge. This could allow you to repay your debts over a longer period of time while protecting you from creditors.

You can access general guidance on debt and other financial issues from this Scottish Government website:

Scotlands Financial Health Service

Contact us for advice and help

0131 200 2360

Please note telephone lines are open Monday, Wednesday and Thursday 8:30am to 5pm, Tuesday 10am to 5pm and Friday 8:30am to 3:40pm

Opening times are

  • Monday, Wednesday and Thursday 8.30am - 4.30pm
  • Tuesday 9.30am - 4.30pm  
  • Friday 8.30am - 3pm

Other centres  

Community Ability Network, 

72-78 Niddrie Mains Road, 

EH16 4BG.

Tuesdays between 10am - 4pm - to make an appointment call 

0131 661 3951


Gorgie CAB Fountainbridge Library, 

137 Dundee Street, EH11 1BG

Mondays 10am - 4pm - to make an appointment call

0131 474 8081 


Dundas Street CAB, 

58 Dundas Street, 


Tuesday 10am - 4pm - to make an appointment call

0131 558 3681 


Pilton CAB, 

661 Ferry Road, 


Wednesdays 10am - 4pm - to make an appointment call

0131 629 3592


Download information on Debt Advice Outreach Provision in other areas below.

If you cannot come to your appointment, please phone us as soon as possible.

We can visit you at home if you are unable to come to the Advice Shop.

If your first language is not English, or if you have difficulty with your hearing or speech, let us know so we can arrange an interpreter at your appointment.

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